How we can help ?

Experiencing Financial difficulties ?
Problems paying off Debts ?
Need Advice on Money Management ? read more

Self Help

Take our Self-Help guide for dealing with Personal or Family Debts. www.mabs.ie

The MABS Procedure

We use an easy to follow step by step procedure to help clients. By focusing on their main areas of concern we help them to get control of their own finances ...Read more.

Our money advise process

 

On meeting clients our Money Advisors typically work through the following steps:

  • Explain the service that MABS can to offer them.

  • Listen carefully to client's difficulties as they perceive them and to their particular worries.

  • Work with the client to identify all their household expenses and help them to construct a weekly budget based on this information.

  • Deal with the client’s emergencies like disconnections and evictions as they arise and come up with solutions to these problems while getting them to work on improving the routine management of their money.

  • Negotiate with organisations to whom the client owes money to hold off taking punitive action like disconnection or eviction. The idea is to buy time to develop a plan with the client for reducing the debt that will be acceptable to the creditor.

  • Request details of client’s debts from his or her creditors in writing attaching a form signed by the client authorising MABS to seek this information on thier behalf.

  • Work with the client to agree the priority of each of his or her debts.

  • Check the client’s entitlements to make sure he or she is getting the maximum income due to them.

  • Prepare with the client a weekly budget that puts priority on mortgage or rent, electricity, food and heat in that order.

  • Refer clients to various support agencies that may be able to help them solve their financial problems.

  • Draw up a true statement of the client’s finances and begin to negotiate with the client’s creditors.

  • Having completed these negotiations draw up a revised budget if appropriate, open a MABS Budget Account.

  • Monitor the client’s progress closely to begin with and when appropriate use periodic checks to do so.

 

For Appointments

Ph. 01-8794006

Fax. 01-8794033

Email. Info@northcitymabs.ie